Forsyth, Mt. Zion and Decatur real estate and homes for sale in Illinois, Lake Homes, New Construction - Glenda Williamson ABR, CRS, GRI, LTG,, REALTOR® Glenda Williamson ABR, CRS, GRI, LTG, REALTOR(r) for Forsyth,  Mt. Zion and Decatur, Illinois real estate, Lake Homes, New Construction - NUMBER1EXPERT™ Glenda Williamson ABR, CRS, GRI, LTG, NUMBER1EXPERT(tm) for Forsyth,  Mt. Zion and Decatur, Illinois real estate, Lake Homes, New Construction
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Glenda Williamson LTG,, REALTOR®, real estate agent and broker for Forsyth,  Mt. Zion and Decatur Illinois home listings, property and land for sale - NUMBER1EXPERT(tm)
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Real Estate Tips
Financing Your Home >Hybrids Offer Low Rates

In the field of home financing, "hybrid" mortgages have grown in popularity with homebuyers. With interest rates gradually rising in today's market, the hybrid mortgage product saves money, provides a period of fixed-rate security and helps buyers qualify for financing.

Hybrid mortgage loans offer a very low fixed-rate for a period of time, usually from 5 to 7 years, then revert to an adjustable rate mortgage (ARM) for the remainder of the term of the loan. The interest rate is typically lower than with a 30-year fixed-rate loan, and the borrower has the assurance that the rate will not change for a period of years. Such a loan works well for buyers who plan on reselling the home within a finite period.

Other specialty mortgages now available include an ARM loan with a provision allowing it to be converted to a fixed-rate loan when that is a practical step for the borrower. Still others offer an interest-only loan that requires payments to be made on the interest only for a specified number of years, then reverts to an amortized loan with interest and principal payments each month. Consult with an experienced mortgage professional to determine whether one of these loan products will meet your needs.

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Real Estate Trivia
Q 
Where in the United States will you find the largest concentration of million-dollar homes?

A 
There are almost 314,000 million-dollar homes in the United States, and 41% of these are located in California.
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Glenda Williamson ABR, CRS, GRI, LTG,, REALTOR®, real estate agent and broker for Forsyth,  Mt. Zion and Decatur Illinois home listings, property and land for sale - NUMBER1EXPERT(tm)

Glenda Williamson, ABR, CRS, GRI, LTG
Glenda Williamson Realty

444 E. Main St. Suite 210
Decatur, IL
62523
217-420-1080
877-475-9972
Fax: 217-475-9972
glendaw@NUMBER1EXPERT.com

When it comes to succeeding in the Decatur and surrounding area real estate market, you want to enlist the best team possible to help you reach your goals. That’s where Glenda Williamson Realty comes into play. Glenda has built her reputation as an industry leader by offering people extremely caring and comprehensive service during the sale or purchase of their home. With an experienced support staff by her side, she has the resources, insight and experience to ensure you get the specific results you’re looking for during the sale or purchase of your home. As a result, Glenda Williamson Realty has become a growing tradition for families throughout Decatur and the surrounding area who want to make the most out of their move. Here are just a few of the unique advantages that Glenda Williamson Realty has to offer.

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Glenda Williamson ABR, CRS, GRI, LTG, Realty real estate and homes for sale in Forsyth,  Mt. Zion and Decatur Illinois

Glenda Williamson ABR, CRS, GRI, LTG, Realty real estate and homes for sale in Forsyth,  Mt. Zion and Decatur Illinois

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